Get the Right OSHC & OVHC Plan for Your Needs
Simplifying Health Cover for Students, Workers, and Visitors to Australia
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What is OSHC?
Overseas Student Health Cover (OSHC) is mandatory health insurance for international students in Australia. It helps cover the cost of medical treatments, hospital care, ambulance services, and prescriptions.
What is OVHC?
Overseas Visitor Health Cover (OVHC) is essential for temporary residents, tourists, or workers. It ensures you have access to healthcare services while meeting visa health requirements.
Why Choose Decode Worldwide for Your Health Cover?
250k+
Happy OSHC & OVHC Policyholders
350k+
Searches Made Simple
500+
Experts Assisting You
4+
Top Insurers, All in One Place
So Much Benefits
Explore the advantages of choosing Decode Worldwide for your OSHC & OVHC needs.
Key Features
- Hospital and surgical treatment for accidents and unexpected illness
- General practitioner and specialist consultations
- Emergency ambulance services and diagnostics
- Access to public and private hospital care under eligible plans
Key Features
- Budget-friendly options across student, visitor, and work visa categories
- Flexible pricing to suit individuals, couples, and families
- Special offers and exclusive deals with top providers
- Transparent comparison to find the most cost-effective plan
Key Features
- Instant online quotes with no paperwork required
- Step-by-step guidance for first-time buyers
- Multiple secure payment options including credit/debit and e-wallets
- Immediate policy issuance upon successful purchase
Key Features
- Visa-compliant health cover for smooth application processes
- 24/7 customer assistance throughout your policy period
- Clear documentation and access to plan details anytime
- Emergency support whenever you need it most
How It Works
Get Insured in Minutes – Simple, Fast, and Reliable
Compare Plans in One Click
Review and compare all OSHC and OVHC options side-by-side, saving time and hassle.
Pay Securely
Choose from multiple payment options including debit/credit cards and e-wallets. Our platform is encrypted for total safety.
Get Covered Instantly
No delays! Once payment is processed, your policy is delivered directly to your inbox—visa compliant and ready to go.
Get Covered Instantly
Once payment is confirmed, receive your policy immediately via email—fully visa-compliant and ready to submit for your application or records.
Get OSHC and OVHC Plans for You and Your Loved Ones
500 Student Visa – Single
- Covers doctor visits and general medical consultations
- Includes surgery, shared hospital accommodation, and in-hospital care
- Emergency ambulance services and prescription medication covered
- Meets all student visa (subclass 500) health insurance requirements
500 Student Visa – Couple
- Covers hospital stays, emergency services, and surgical procedures
- Shared hospital accommodation and in-patient treatment included
- Prescription medications partially covered
- Extras like dental, optical, and physiotherapy available as add-ons
500 Student Visa – Family
- Covers hospital care in both public and selected private hospitals
- Emergency ambulance services and prescription drugs included
- Additional benefits may include maternity, pediatric care, and repatriation
- Peace of mind for your entire family during your stay
What Our Students Have To Say
The support I received from Decode Worldwide was beyond professional. They treated my goals like their own
Amandeep Kaur
I was overwhelmed with paperwork and unsure where to start. The team guided me through every step with clarity and patience
Gurpreet Singh
Decode Worldwide made the entire visa process so smooth. I got into my dream university in Australia without the usual stress
Simranjeet Kaur
Frequently Asked Questions.
What is OVHC?
Overseas Visitor Health Cover (OVHC) is for individuals visiting or working in Australia on temporary visas. It ensures access to healthcare services and meets visa health requirements.
What is OSHC?
Overseas Student Health Cover (OSHC) is mandatory health insurance for international students in Australia. It helps cover doctor visits, hospital treatment, ambulance, and prescription medications.
Who needs OSHC?
International students applying for a student visa (subclass 500) must have OSHC for the duration of their stay in Australia.
Who needs OVHC?
Anyone on a visitor, working holiday, or temporary work visa (like subclass 482 or 485) may need OVHC to meet visa conditions and access medical care in Australia.
What does OSHC cover include?
OSHC typically includes GP visits, hospital stays, ambulance services, and a portion of prescription medicine costs. Some providers also offer extras like dental and optical.
What does OVHC cover include?
OVHC covers hospital treatment, doctor consultations, ambulance services, and certain medications. Coverage levels vary by provider and plan.
Can I compare multiple policies before buying?
Yes, Decode Worldwide allows you to compare OSHC and OVHC policies from top providers in one place to help you make an informed decision.
How do I receive my insurance certificate?
Absolutely. Both OSHC and OVHC offer options for singles, couples, and families to ensure everyone is covered.
Can I buy insurance for my partner or family?
Absolutely. Both OSHC and OVHC offer options for singles, couples, and families to ensure everyone is covered.
How long should my health cover last?
Your policy should align with your visa dates—from the day you arrive until your visa expires. Decode helps you select the correct coverage duration.
Is health insurance mandatory for visa applications?
Yes, the Department of Home Affairs requires valid health cover for most temporary visas, including student and work visas.
Why should I buy through Decode Worldwide?
We offer a fast, secure platform to compare top providers, transparent pricing, instant policy issuance, and ongoing support—all in one place.